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I'm your neighbor — and an agent!
May 2, 2018
My name is Socorro Villa and I'm a real estate agent in your neighborhood! I specialize in home sales and purchases in the Inland Empire, and I am available to assist with all your home buying or selling needs.

If it's time to sell your home or find the home of your dreams, I can make it happen. I am able to answer your questions and provide you with the guidance you need for a smooth transition. My knowledge and expertise in local real estate can help you get the best deal possible on a new home!

As a resident of Montclair, I am familiar with the most appealing aspects of the neighborhood. I can find a buyer who loves the area as much as you do and can't wait to take care of your home!

Please call me today if you are ready to get started, or give my contact information to a friend. I appreciate your consideration and referrals, and I look forward to hearing from you!
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Ready to Sell?
May 1, 2018
Today's market is full of buyers and ripe with opportunities to get top dollar for your property.

If you're ready to list your home, I can guide you through the process -- give me a call today!

If not, I would love to extend my expert real estate services to your friends, family and colleagues.

Please share my contact information with them. It would be my pleasure to assist them with the selling or buying process.
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Determine Your Buyer Purchasing Power
April 29, 2018
Are you thinking about buying? Figure out how much home you are qualified to buy by determining your buyer purchasing power.

Buyer purchasing power measures your ability to purchase a home funded by a mortgage. This figure fluctutates based on:
  • your income; and
  • current mortgage interest rates.

Finding a mortgage with the lowest interest rate is ideal. The interest rate is the cost of the mortgage. As the cost for the mortgage lowers, this frees up more money to either:
  • take out a bigger mortgage to buy a more expensive house; or
  • lower your monthly payment.

However, it's also important to consider mortgage terms, such as the length of the mortgage, whether the interest rate is fixed or adjustable, and whether there is a balloon payment.

Have questions about choosing the right mortgage for you? Contact me for more information!
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Will I pay taxes if I sell my home?
April 24, 2018
When you sell, your primary residence is excluded from taxation up to $250,000 profit per individual owner when you qualify for the principal residence profit exclusion. When you own your home with another person, together you may exclude up to $500,000.

To qualify for the exclusion, you need to have occupied the property as your principal residence for at least two of the last five years. When you own your home with another person, you both must be owners and meet the two-out-of-five year occupancy rule. If only one of you meets the occupancy rule, then the profit exclusion is limited to $250,000.

However, when you and your spouse have not simultaneously owned and occupied the residence for at least two of the last five years, you still qualify for the $500,000 exclusion if:
  • one of you owned the residence;
  • you both meet the two-out-of-five year occupancy rule;
  • you file a joint tax return for the year of the sale; and
  • neither of you has taken a principal residence profit exclusion on another property within two years prior to the sale.
You do not need to occupy the home at the time of sale to qualify for the principal residence profit exclusion under the two-out-of-five year rule.

If you do not meet the two-out-of-five year occupancy rule, you do not qualify for the tax exclusion -- with one exception.

If you relocated due to personal difficulties, you may still qualify for a partial tax exclusion. Personal difficulties include:
  • a change in employment when your new job is located at least 50 miles farther from your home than your old place of employment or, if you were unemployed, the job is at least 50 miles away from your home;
  • a change in health, such as age-related infirmities, emotional issues or even severe allergies; and
  • unforeseen circumstances, such as death, divorce or natural disasters.
With the personal difficulties exception, when you relocate after occupying the property for less than 24 months, you qualify for a profit exclusion amount equal to the fraction of the ceiling amount ($250,000/$500,000) attributable to the portion of the 24 months you occupied the property.

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5 Tips for Selling Your Home Fast
April 23, 2018
Do you have to relocate for a job? Or are you hoping to move before the school year starts? There are many reasons why you may need to sell your home quickly. Follow these tips to help you close your home sale within your limited timeframe:
  1. Price it right. Setting a competitive list price for your home interest in your home. But this doesn't mean your home will sell for less than you want. Setting a competitive price gathers interest in the home and reflects its fair market value.
  2. Stage appropriately. Your home may gather dust on the market due to personalized tastes. Family pictures and memorabilia are a subconscious turn-off to buyers who have a hard time picturing their own family in the space. A fresh coat of paint and a quick de-cluttering of a home can do wonders for a buyer's imagination.
  3. Hire the right agent. The agent who is going to sell your home fast is proactive, experienced and honest with you, their client. Communication with your agent is key to an efficient sale.
  4. Market aggressively. Your agent can help you put together and execute a marketing plan to expose your home to buyers. This includes online marketing, open houses and ads.
  5. Highlight standout features. You and your agent can evaluate what makes your home stand out from the rest, and market these features to buyers. Maybe you haven't thought about mentioning your home's energy upgrades or drought-friendly landscaping. Get creative and let buyers know why your home is the right fit for them!
Contact me for a free consultation and more tips. Not only will I help you sell your home quickly, I'll make sure you get the best possible price.
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I'm Back in Business
April 15, 2018
I'm writing to announce my return to the real estate market in your area! I'm back and ready to take on your buying and selling needs.

If you need someone trustworthy on your team, I am available to represent you in a sale or purchase. Please get in touch with me if you are ready to buy or sell, or send along my information to a friend.

If you have questions about the buying or selling processes or the market in general, please don't hesitate to contact me. I am always prepared to provide you with the best possible knowledge to inform your decisions. Together, we can achieve your homeownership goals!

I appreciate your interest and referrals, and can't wait to hear from you!
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